Dental practices are some of the strongest SBA underwriting profiles in the country. Ashford specializes in practice acquisition, partner buy-in, equipment, and de novo build-outs.
SBA 7(a) for practice purchase with minimal down.
Add 3–6 months of WC into the loan.
Build a new practice with construction + WC + equipment in one loan.
Specialized structures for partner transitions.
Open a second location, hire a sales team, or expand into new Chula Vista, San Diego neighborhoods.
Cover payroll, rent, and supplier payments while you wait on receivables.
Buy machinery, vehicles, or finance tenant improvements without draining cash.
Stock up ahead of peak season or fulfill a large purchase order on time.
Fund growth campaigns and key hires that pay back inside the loan term.
Consolidate MCAs, credit cards, or short-term loans into one lower payment.
One application shopped across SBA, banks, alt lenders, and specialty funds.
Most working capital files get real offers within one business day.
We're paid only at close, by the lender. You pay nothing to apply.
Local advisors who understand your market, lease structures, and seasonality.
"Ashford funded our expansion in Chula Vista, San Diego when our bank said no. Three lender offers in 48 hours, closed in under two weeks. Honest, fast, no surprises."
Common questions from Chula Vista, San Diego business owners.
Ashford is San Diego–based. We fund businesses from Oceanside to Chula Vista with the same lender network and the same 24-hour decisions.